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Motivated employees are happier, more engaged, and more productive

By offering Multikrd to your employees you will enrich and reward those who join your team, contribute fully, and stick around.

A win-win platform

Explore company-wide benefits at a glance

For Employers
According to a recent Harris survey over 80% of those polled said they would take a job with an employer that offers wages on demand over an employer that does not.⁽²⁾
Employees in that same poll overwhelmingly 79% said earned wage access would make them feel more valued as an employee.⁽²⁾
When employees have control over their pay they are less stressed, more motivated, and more engaged.
In-platfrom spot bonuses and gifts are a low-cost way to say “thank you” for a job well done, or to mark a special occasion like a birthday.
Our platform is easy to set up and easy to run at ZERO COST to you. Remove expenses and administrative burden all at once.
Employers
Drive Business Success by Focusing on Employee Happines and Loyalty
Employees
For Employees
With access to their paycheck or tips without having to wait for payday, employees have more control over their finances overall.
As reported in a 2021 Wagestream report, 77% of EWA users felt less stress and 88% reduced reliance on high-cost payday loans.
Imagine the relief of being able to cover a large bill or sudden expense without having to pay interest of any kind.
Nearly half of work- class Americans are under-banked because they don't meet the requirements to open a bank account.The MK Card and account ⁽¹⁾ are accessible to most Americans, with simple application requirements and a great user experience to manage their funds with ease.
Multikrd LLC is a financial technology company and not a FDIC-insured bank. Checking accounts and the Multikrd Visa Debit Card are provided by Lewis & Clark Bank, Member FDIC.
Our MK platform offers cashback at popular retailers, allowing employees to accrue extra cash for a rainy day or special occasion.
We offer more than a million perks and discounts on groceries, restaurants, clothing, and more.
Cars, vacations, and flights are just the beginning.
(1) Multikrd LLC is a financial technology company and not a FDIC-insured bank. Checking accounts and the Multikrd Visa® Debit Card are provided by Lewis & Clark Bank, Member FDIC. Funds deposited into the checking account may be eligible for up to $250,000 of FDIC insurance. The FDIC’s deposit insurance coverage only protects against the failure of a FDIC-insured depository institution.
(2) Study conducted by The Harris Poll on behalf of Ceridian. August 2021.
Be a business where good things happen all the time.
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Earned wage access
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Discounts
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Cashback
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Earned tip access
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MK easy banking access⁽³⁾
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Special rewards
(3) Multikrd LLC is a financial technology company and not a FDIC-insured bank. Checking accounts and the Multikrd Visa® Debit Card are provided by Lewis & Clark Bank, Member FDIC. Funds deposited into the checking account may be eligible for up to $250,000 of FDIC insurance. The FDIC’s deposit insurance coverage only protects against the failure of a FDIC-insured depository institution.
Attract and retain talent

Employers who offer smart financial tools are more likely to attract and retain talent.

Companies who give employees more savings clout and cash not surprisingly find they earn the loyalty that comes with satisfaction.

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Attract and retain talent

People who are stressed about making ends meet find their worry impacts every part of life—including productivity at work.

By increasing your team's financial resilience, you increase focus and engagement.

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No-cost, high-impact incentives

MultiKrd allows you to reward, inspire, and empower those you hire at a price you can afford: zero.

Strengthen company culture by offering personalized discounts and bonuses. Our platform makes it easy to appreciate your hardworking team.

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(1) American Psychology Association, “Work and Well-Being Survey”, 2016
(2) Wagestream, “Earned Wage Access Impact Assessment,” H1 2021
USER STORY:
How a white-label platform helped our company.
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We have a white-label platform that our employees love and use very often. We worked directly with Multikrd to design the look and feel that aligned with our expectations, and they did not fail to deliver!
- Charlotte M.,CHRO
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“This app gives me a cash float and helps me stay organized…”
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I was never able to disburse tips to my staff so easily. I used to go to the bank almost daily, but not anymore. This app gives me a cash float and helps me stay organized with the tips and wages that my staff receives each day. We all love it!
- Nick S., Co-Founder and Owner
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“The onboarding process was seamless…”
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The onboarding process was seamless and we were always provided with support. Multikrd has helped us forget about paper checks and given us the opportunity to use their cards to deposit wages to our personnel in a very simple manner.
- Trina F., HR Director
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©2025 Multikrd LLC. All rights reserved
Multikrd LLC is a financial technology company and not a FDIC-insured bank. Checking accounts and the Multikrd Visa® Debit Card are provided by Lewis & Clark Bank, Member FDIC. Funds deposited into the checking account may be eligible for up to $250,000 of FDIC insurance. The FDIC’s deposit insurance coverage only protects against the failure of a FDIC-insured depository institution.