Easy access to pay and tips before payday

Transfer earned wages¹ to the Multikrd Card, giving you quick,stress-free access to your money when you need it.

No more back and forth with cash

Direct deposit your payroll to unlock all the benefits from your Multikrd membership, and manage your finances from the app. Use the card everywhere Debit Mastercard is accepted for online or in-store purchases, Make payments orsend funds to a bank account, send money abroad.²

We travel with you – always at hand

Access your MK card through Apple Pay or Google Pay, or simply keep a card in your wallet. Easy peasy.

¹ Central Bank of Kansas City does not administer nor is liable for Pay on-demand/earned wage access or tips access.

² Central Bank of Kansas City does not administer nor is liable for remittance transfers. Remittance services are provided by Ria Money Transfer. Terms and conditions apply.

Quick access to funds:
It’s your money. You’ve earned it.

MK connects directly to your employer’s payroll so you have timely access to a portion of the money you’ve already earned. You can even set your own payday schedule. And unlike payday lenders, we don’t charge heavy interest rates or damage your credit.³

For hospitality industry workers, ask your employer to connect and get instant access to your earned tips!

Personalized savings— anytime anywhere

We use smart recommendations and location-based alerts to send you relevant and timely promotions—both online and in-store. Save money while you shop, whether you’re eating out, buying basics, or planning a trip.

Get real cashback

Earn up to 20% cashback on daily essentials—at stores where you already shop. National brands are part of our program. You can receive your cashback to your MK card or through a no-fee transfer to another account of your choice.

³ Subject to terms and conditions.

⁴ Offers shown are displayed for advertising purposes only, real discounts may vary.

⁵ Companies and brands that reward with cashback may vary from time to time, these are shown for advertising purposes only.

⁶ Central Bank of Kansas City does not administer nor is liable for remittance transfers. Remittance services are provided by Ria Money Transfer. Terms and conditions apply.

“Now I can make online payments and get cash at any ATM”

I never had a bank account until I started this job. My employer offered this solution and I immediately requested a card. Now I can make online payments and get cash at any ATM.

- Jonathan T., Electrician

Interested in having all these benefits?

and don’t forget to tell your employer that they are missing out!

Download the mobile app

Apple, the Apple logo and Apple Wallet are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Google Play, the Google Play logo, and Google Wallet are trademarks of Google LLC.

The Multikrd Prepaid Mastercard is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license by Mastercard® International Incorporated. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-866-995-2736, we are available 24/7/365

Reap rewards, gain financial control, and save every day

Quick access to funds:It’s your money. You’ve earned it.

Personalized savings— anytime anywhere

Get real cashback

Quick access to funds:
It’s your money. You’ve earned it.